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Financing solutions you can count on.

For new and used vehicles from all brands.

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YOUR BENEFITS.

Fixed monthly instalments

No risk of depreciation

Customised financing

State-of-the-art technologies

No capital commitment

Leasing.

Simple, flexible, reliable – with ALPHERA leasing, you are always free to choose from the latest vehicle models. The monthly leasing rate is based on your individual needs, and everything from the down payment, to the mileage, to the effective annual interest rate and contract duration can be tailored to your requirements. Leasing is similar to renting in that you only pay for the use of the vehicle and you do not bear any of the risk of depreciation at the end of the contract.

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End of contract

YOUR BENEFITS.

Financial freedom thanks to flexible financing

Ownership right from the start of the contract

Variable down payment

Fixed interest rate

Fixed monthly instalments

Tax relief

Buying on finance.

With this flexible, personalised solution, you become the owner of your new vehicle right at the start of the contract. The financing amount is split up into up to 60 monthly instalments at a fixed interest rate – with no need to pay a final instalment at the end. Another advantage: you decide whether you want to make a down payment or not.

Depending on which canton you live in, you may also be able to take advantage of tax relief when buying on finance and deduct the interest on the debt from your tax return

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YOUR BENEFITS.

Ownership right from the start of the contract

Lower, fixed monthly rates

Select.

Secure the perfect combination of leasing and buying on finance with Select – the innovative financing solution. With Select, you also become the owner of your vehicle right at the start of the contract. You will only be charged for the cost of the use of the vehicle, and you will have the following options at the end of the contract:

  1. Paying the final instalment in order to own the vehicle permanently
  2. Taking out additional finance to cover the final instalment
  3. Returning the vehicle to the dealer
  4. Taking out a new financing contract for a new vehicle
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What is the difference between leasing, Select and buying on finance?

Select vs. buying on finance: With both of these financial products, ownership is transferred to you from the beginning. However, with Select you have the option of returning the vehicle to the dealer at the end of the contract. In addition, the monthly rate for Select is lower than that of the buying on finance option, because with Select, a final instalment can be agreed.

Buying on finance vs. leasing: When you buy on finance, ownership of the vehicle is transferred to the customer at the beginning. With leasing, ownership remains with the leasing company, and you only pay for the use of the vehicle. With buying on finance, you may be able to deduct the interest on the debt from your tax return, depending on where you live. With leasing, the vehicle does not have to be declared as an asset.

Leasing vs. Select: With Select, ownership of the vehicle is transferred to you at the beginning. You may be able to deduct the interest on the debt from your tax return, depending on where you live. With leasing, the vehicle does not have to be declared as an asset.