Select

ALPHERA Select is a good option if you cannot currently predict what you will want to do with the vehicle at the end of the agreement.

Secure the perfect combination of leasing and financing with Select – the innovative financing solution. With Select, you also become the owner of your vehicle right at the start of the contract. You will only be charged for the cost of the use of the vehicle, and you will have three options at the end of the agreement.

Eine Frau sitzt auf einem Stuhl. Sie sieht sich auf einem Tablet etwas an. Ein Mann steht direkt hinter ihr.

At the end of the agreement, you have the following options to choose from, and don’t have to decide on them in advance:

Paying the final instalment in order to own the vehicle permanently
Taking out additional finance to cover the final instalment
Returning the vehicle to the dealer
Taking out a new financing contract for a new vehicle

Your benefits

Ownership right from the start of the contract
Lower, fixed monthly instalments

Video

ALPHERA Select tutorial.

ALPHERA Financial Services offers you a range of financial services. The tutorial explains how ALPHERA Select works in a way that is very easy to follow. See for yourself whether it meets your needs.

Eine Frau mit einer Mütze und Handschuhen zeichnet ein Herz auf die Windschutzscheibe eines Autos.

Below, we have once more outlined the key differences between leasing and Select for you.

	Leasing	Select
Vehicle	You have the option of always enjoying state-of-the-art technologies	You have right up until the end of the agreement to decide what you want to do with the vehicle
End of the agreement	The vehicle is returned once the leasing period ends	You have until the end of the agreement to decide whether to return the vehicle pay the final instalment take out additional finance to cover the final instalment
Mileage	Limited mileage per year	Limited mileage per year
Down payment	Optional	Optional
Monthly instalments	Fixed instalments	Fixed instalments
Vehicle insurance	Can be integrated into the monthly instalment, fixed premium	No integration available
Maximum contract period	60 months	72 months
Advantages	The option of always driving the latest models with state-of-the-art technologies Simply return the vehicle at the end of the agreement without being tied to a vehicle or bearing the risk of depreciation	Freedom of choice until the end of the agreement Flexibility thanks to a wide range of options at the end of the agreement, depending on what suits you best

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RATE CALCULATOR

Your dream, our financing.

When it comes to vehicle financing, each customer has different needs. We adapt the parameters in line with your requirements.

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ALPHERA Financial Services

Select.

ALPHERA Select is a good option if you cannot currently predict what you will want to do with the vehicle at the end of the agreement.

ALPHERA Select tutorial.

Leasing

Your dream, our financing.

What is the difference between leasing, Select and financing?