Ein Mann in einem blauen Anzug fährt ein Auto. Die Frau neben ihm schaut aus dem Fenster.

Select.

Enjoy maximum freedom of choice.

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ALPHERA Select is a good option if you cannot currently predict what you will want to do with the vehicle at the end of the agreement.

Secure the perfect combination of leasing and financing with Select – the innovative financing solution. With Select, you also become the owner of your vehicle right at the start of the contract. You will only be charged for the cost of the use of the vehicle, and you will have three options at the end of the agreement.

Eine Frau sitzt auf einem Stuhl. Sie sieht sich auf einem Tablet etwas an. Ein Mann steht direkt hinter ihr.

At the end of the agreement, you have the following options to choose from, and don’t have to decide on them in advance:

  1. Paying the final instalment in order to own the vehicle permanently
  2. Taking out additional finance to cover the final instalment
  3. Returning the vehicle to the dealer
  4. Taking out a new financing contract for a new vehicle

Your benefits

  • Ownership right from the start of the contract
  • Lower, fixed monthly instalments

Video

ALPHERA Select tutorial.

ALPHERA Financial Services offers you a range of financial services. The tutorial explains how ALPHERA Select works in a way that is very easy to follow. See for yourself whether it meets your needs.

Below, we have once more outlined the key differences between leasing and Select for you.

Leasing

Select

Vehicle
You have the option of always enjoying state-of-the-art technologies

You have right up until the end of the agreement to decide what you want to do with the vehicle

End of the agreement
The vehicle is returned once the leasing period ends

You have until the end of the agreement to decide whether to

  • return the vehicle
  • pay the final instalment
  • take out additional finance to cover the final instalment
Mileage
Limited mileage per year

Limited mileage per year

Down payment
Optional

Optional

Monthly instalments
Fixed instalments

Fixed instalments

Vehicle insurance
Can be integrated into the monthly instalment, fixed premium

No integration available

Maximum contract period
60 months

72 months

Advantages
  • The option of always driving the latest models with state-of-the-art technologies
  • Simply return the vehicle at the end of the agreement without being tied to a vehicle or bearing the risk of depreciation
  • Freedom of choice until the end of the agreement
  • Flexibility thanks to a wide range of options at the end of the agreement, depending on what suits you best
Eine Frau mit Haaren hält ein Smartphone in der Hand und schaut in den Laptop vor ihr.

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